Required Minimum Distribution Calculator

The IRS requires that you withdraw at least a minimum amount – known as a Required Minimum Distribution – from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning. Use our RMD calculator to determine your Required Minimum Distributions.

401k Facts
Tips & knowledge to help your 401k planning efforts.
Social Security is the largest source of retirement income for households with someone aged 65 or older.
Social Security benefits are the foundation of retirement income for nearly all households with someone aged 65 or older—providing annually inflation-adjusted income for life—and are the source of half or more of total income for about 64 percent of those households. For retired Social Security beneficiaries with the lowest lifetime earnings (up to $9,132 in 2010), Social Security replaces 90 percent of their average annual indexed lifetime earnings if benefit receipt begins at full retirement age. For those at the highest level of earnings covered by Social Security ($106,800 in 2010), Social Security replaces about 26 percent. At the median income level, Social Security replaces an estimated 47 percent of average annual indexed lifetime earnings. (Source: GAO)
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Required Minimum Distribution Calculator

401k Facts

Social Security is the largest source of retirement income for households with someone aged 65 or older.

Recent 401k Planning Articles

Visitor Comments