Basic Retirement Calculator

Many people are looking for a comprehensive but easy to use basic retirement calculator. Our basic retirement calculator focuses on two main components of 401k retirement planning: 1) projecting progress in accumulating retirement savings and, 2) estimating monthly retirement income your accumulated savings can be expected to provide in retirement.

Using the Basic Retirement Calculator

Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement. Annual savings, expected rate of return and your current age all will have a big impact on your retirement income. Enter your own information into our basic retirement calculator. You can easily change the inputs to see what the impact will be. Areas highlighted in red will need to be filled in in order for the basic retirement calculator to produce meaningful results. Easily generate and view a full detailed report to see a year-by-year break down of your retirement savings. Be sure to refine your 401k planning by visiting our other fine retirement calculators. These include the 401k withholding calculator that will help you determine the effect of changing your contribution level on your net take-home pay and the cash out calculator for a 401k that will show you the true cost of not rolling over your 401k plan assets.

Information and the interactive Basic Retirement Calculator are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.