401k Withholding Calculator

Use this 401k Withholding Calculator to help you determine the impact of changing your 401k contributions being withheld from your paycheck. Enter your own information into our 401k Withholding Calculator. You can easily change these inputs to see what the impact will be. The 401k Withholding Calculator has been updated to use the new withholding schedules for 2012.

Determining the level of contributions you make to your 401k plan is one of the most retirement planning considerations you will face. Even a small increase in contribution level can, over time, significantly increase the amount of your retirement nest egg. Unfortunately, too many people do not give adequate consideration to their 401k contribution level or periodically review their contributions in light of changing circumstances (like pay raises, etc.).

Using the 401k Withholding Calculator

Enter your current payroll information and deductions into the 401k withholding calculator, and then compare them to your proposed deductions. You can easily change the inputs to see what the impact will be under different scenarios. Areas highlighted in red will need to be filled in in order for the 401k withholding calculator to produce meaningful results. Easily generate a detailed printable report to see a side-by-side break down of your current and proposed payroll deductions. Use our other fine retirement calculators to sharpen your 401k planning.


Information and the interactive 401k Withholding Calculator are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.