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401k Facts
Tips & knowledge to help your 401k planning efforts.
% of Private Workers in Pension Plans
Over the past 25 years, the pension landscape has remained remarkably unchanged in one respect: less than half of private sector workers – at any moment in time – are participating in any form of employer-sponsored plan. Since median job tenure for Americans 25 years and older is only five years, many workers will move in and out of coverage. As a result, more than half of the workforce will end up with some pension accumulations at retirement, but many will find it difficult to ensure continuous coverage. (Source: Boston University Center for Retirement Research)
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